For Individual Clients



Unistream is an express money transfer system for individuals. It has a wide service network including over 300,000 locations in about 100 countries worldwide (including Russia, other CIS countries, etc.).
Transfers and payments are available in RUB, USD, AMD and EUR.

The system offers the following options for execution of transfers:
• Address-based (recipient bank name required)
• No address (only country and/or city name required)

The amount delivered by Unistream is usually available in 10 minutes after the transfer is sent. The commission ranges from 0.5% to 2% of the transferred amount, depending on the amount and destination.
The amount will be available for the recipient during 180 calendar days. If the recipient fails to claim the remittance amount during that period, the amount may be paid out only to the sender and only during 3 years after the date of transfer.

To receive a transfer through Unistream you need to submit your passport or other ID, the unique tracking number and specify the amount and currency.

Note that the amount of a single transfer through Unistream in Ameriabank cannot exceed 900,000 rubles or its equivalent in US dollars and/or euros.

In case of calling back or cancelling the transfer the commission shall not be refunded.


Cash to card service

The new Cash to card service for the transfers by Unistream transfer system gives an opportunity to:

  • Get the transferred amount on your Ameriabank card free of charge without visiting the bank
  • Get SMS notification regarding the transfer preliminarily activating the SMS service free of charge
  • Withdraw the amount using Ameriabank ATMs*

From now on getting transfers through Unistream system is quicker and easier.

The amount is converted to Armenian drams by the Bank’s current foreign currency purchase rate as of the time of the time of the transaction registration.

*Commissions are charged only in case of withdrawal in accordance with the rates of your card.


  • For additional information on Unistream, the country list and tariffs for each country, please, visit

Updated 14.12.2020, 9:14

Services for Individuals


2 Vazgen Sargsyan Street, Yerevan 0010,RA

Tel.: +37410 56 11 11, (+37412) 56 11 11

in USA:

+1 888 802 5352

In UK:


* Call feature is available

in the territory of the country

Dear visitor,
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