For Individual Clients

Credit organizations

Thank You For Your Commitment And Care! 


  • Line of credit, overdraft or consumer loan 
    • AMD - at 16% annual interest rate
    • USD - at 15% annual interest rate
    • EUR - at 15% annual interest rate
  • Other loans at 1% lower than standard annual rates
  • Real estate loans (including home loans): +15% to standard "loan to value" ratio





Preferential fee

Standard fee

Visa Classic/MasterCard Standard2

AMD 3,000

AMD 6,000

Visa/MasterCard Gold2 3

AMD 10,000

AMD 20,000

Visa Platinum/MasterCard Platinum2 3

AMD 25,000

AMD 30,000

Cash withdrawal at Ameriabank ATMs using debit cards in AMD with overdraft option



Cash withdrawal at Ameriabank  branches, including POS terminals, using debit cards in AMD with overdraft option

0.2%, minimum AMD 500

0.2%, minimum AMD 500


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[2] Annual service

[3] Not part of standard Gold or Platinum package. AMD 15,000 is chargeable to include package.



  • Card blocking/unblocking
  • 24/7 monitoring of card operations
  • SMS alerts/USSD
  • Statements by email



Preferential fee

Standard fee

Online/Mobile Banking (not part of Persona package) with transaction authority


AMD 3,000 / AMD 1,000   lump-sum

Activation of phone banking


AMD 5,000 lump-sum


  • Preferential annual service fee: you pay only AMD 20,000 instead of 40,000
  • Special Gold card free of charge with note of Persona status
  • Ameria Online/Mobile Banking with transaction authority free of charge
  • Preferential loan provision fees
  • Individual client manager

Learn More

Updated 09.04.2021, 10:55

Services for Individuals


2 Vazgen Sargsyan Street, Yerevan 0010,RA

Tel.: +37410 56 11 11

in USA:

+1 888 802 5352

In UK:


* Call feature is available

in the territory of the country

Dear visitor,
If you find any discrepancies in the website materials in Armenian, English and Russian languages, or incomplete materials in Russian and English languages, please consider Armenian version as prevailing.
Ameriabank CJSC does not bear any responsibility for the inaccuracy of information on the linked web sites, nor does it accept any responsibility for the advertisements therein or possible consequences arising out of use of information provided on the linked web-sites by the third parties.
Ameriabank CJSC is supervised by the CBA.
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