New Loan Facilities and New Possibilities for Clients
Media Room
Given the importance of business growth and development potential and the need to create favorable terms of lending for individuals, Ameriabank proposes new loan facilities.
For companies running business the bank has defined special criteria. Eligible companies can get loans on preferential terms and by simplified procedure. The companies will receive loans and a number of other benefits, among them 2% off the current interest rate, while the amount of loans can be up to AMD 1 bln. Moreover, property appraisal and notarial costs are borne by the bank.
Ameriabank also offers an equity credit limit – a limit approved based on the liquidation value of real estate and creditability indicators. Clients can get loans, credit lines and overdrafts within pre-approved limit without further review of their credit files.
The credit limit can be opened without creditability analysis in the amount of up to 30% of the appraised liquidation value of pledged property, and in the amount of up to 60%, if creditability analysis is performed. Notary and cadaster fees are paid only once when the credit limit is approved and then clients are free to utilize amounts within their limit at any time without extra payments.
Ameriabank offers tailor-made loan facilities for employees of different sectors, in particular to employees of IT and telecommunication, mining, energy, public and private healthcare sectors, and for employees of audit and accounting firms and individual entrepreneurs. To these persons the bank offers preferential terms and simplified procedure for credit lines and other loans. The package also includes a number of benefits for payment cards, distance banking systems and other services.

Considering the high public demand of loan refinancing, Ameriabank has extended the loan refinancing campaign term till January 31, 2017, at the same time improving the refinancing terms. By refinancing clients can extend the terms of their loans to up to 20 years depending on the type of the loan, get a lower interest rate, change the currency of the loan according to their preferences thus considerably reducing the amount of monthly payments and managing their financial resources more effectively. 


Updated 28.11.2016, 17:42
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