Ameriabank presents itself as a universal bank bringing new trends into financial market
Media Room
Driven by its strategic objectives, Ameriabank boosts its activity in the financial market as a universal bank by enhancing cooperation with individuals.

Despite being presented to the society as a corporate investment bank throughout the recent years, Ameriabank has always paid proper attention to designing services tailored for individuals, to developing flexible fee schemes and to constantly improving the quality of service.

The bank offers an array of services designed for individuals, such as a wide range of time deposits with various conditions, including gold structured deposits, as well as the savings accounts, metal accounts, various payment cards, a range of loan facilities, including investment loans, home loans, car loans, personal loans, lines of credit, etc.. The latter range of services stands out for the variety of its conditions and flexibility of the fees.

Despite of the fact that Ameriabank has been offering its retail services primarily to its corporate clients’ employees, a high growth rate in the distribution of retail banking services has been registered. As of October 31, 2011, the bank recorded a 40% Y-o-Y increase in retail clientele; the number of credit accounts grew by 56% with the number of deposit accounts up by 68%. The time deposit portfolio of individuals demonstrated an increase of 56% Y-o-Y to reach AMD 35bn as of October 31, 2011, while the loan portfolio grew by 31% approximating AMD 19bn.

Now positioning itself as a universal bank Ameriabank will enhance cooperation with individuals introducing new client-tailored products and services that are exceptional for the Armenian financial market.

The bank has already developed new mortgage products that are unprecedented in the financial market of Armenia. Gift cards will be arriving soon.

Ameriabank will continue delivering new products to its corporate clients, with a surprise offer for small and mid-sized enterprises already on the way.

This is only an episode in a series of new products that Ameriabank plans to deliver to its corporate and retail clients. New and interesting offers are coming soon!
Updated 22.11.2011, 16:10
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